The Apni Chhat Apna Ghar Program by Punjab Chief Minister Maryam Nawaz Sharif has brought a message of happiness to thousands of families. A unique record of completion of 1562 houses has been set under the Apni Chhat Apna Ghar program in a short period.

Loans worth Rs 92.4 million have been recovered under the Apni Chhat Apna Ghar program. More than 797 houses are in the final stages of completion under the program, while loans worth more than Rs 26.97 billion have been issued to more than 25,000 families. The second installment has been released to 5,500 families for the construction of houses.
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In this article, we will tell you in full detail what information you will need to apply for the Apni Chhat Apna Ghar program and how many families have been provided with loan money for house construction by the Punjab government so far. So, read the article in full.
Milestones of Apni Chhat Apna Ghar Program
The success of this program can be seen in the impressive results achieved in a short time:
- 1562 houses have been completed successfully.
- Over 797 houses are near completion.
- Loans worth Rs 92.4 million have already been recovered.
- Over 25,000 families have benefited through loan disbursements totaling over Rs 26.97 billion.
- The second installment has been released to over 5,500 families for the construction of their homes.
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These numbers show that the program is not just a promise; it is a practical solution that is changing lives.
Loan Details Under Apni Chhat Apna Ghar Program
The Apni Chhat Apna Ghar Program is designed specifically for people who wish to build or own a 1 to 5 marla house in urban areas of Punjab. Through this program, the government is providing easy loans of 15 Lakh rupees so that families can construct their own homes. The process is simple and transparent, with online registration making it easier for everyone to apply.
How to Apply Online for Apni Chhat Apna Ghar Loan
If you are eligible and want to apply for a home loan under this program, you can do it online by visiting the official website, acag punjab gov pk.
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Here is how you can get started:
- Visit the Apni Chhat Apna Ghar Program website.
- Create an account by entering the required details.
- Submit your application with all necessary documents and information.
Required Information for Online Registration
To register online, you will need to provide the following details:
- Full Name
- National Identity Card (CNIC) Number
- Father’s or Husband’s CNIC Number
- Email Address
- Gender
- Mobile Network (Jazz, Zong, Telenor, Ufone)
- Mobile Number
- Division, Tehsil, District, and City
- Create a Password
Once you have filled in all the details, click “Register” to create your account.
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Account Login and Eligibility Confirmation
After registering, log in using your CNIC number and password.
You will then need to confirm your eligibility, which includes:
- You are a permanent resident of Punjab
- You do not already own a house
- You do not own a plot up to 5 marla in an urban area or 10 marla in a rural area.
This step ensures that the benefits reach those who truly need them.
Personal and Property Information Submission
Once you are logged in and confirmed eligible, you will need to enter your details:
- Name, Father’s Name, CNIC
- Father’s CNIC
- Email and Mobile Number
- Alternative Mobile Number
- Date of Birth
- Marital Status (Married or Unmarried)
- Current Address
- Property Details
- Desired Loan Amount
- Socio-Economic Details of Your Household
This information helps assess your application and your needs more accurately.
Final Step: Upload Your Photo and Submit
After filling out the complete form, upload your recent photograph.
Then, complete your application and click the “Save and Next” button.
Frequently Asked Questions (FAQs)
What is the Apni Chhat Apna Ghar Program?
It is a housing loan program launched by Punjab CM Maryam Nawaz to help families build or own homes.
Who can apply for this program?
Permanent residents of Punjab who do not already own a house or residential plot.
What kind of houses are covered under this program?
Loans are available for 1 to 5 marla houses in urban areas.
How many houses have been completed under this program?
1562 houses have been completed, and over 797 are near completion.
How much of the loan amount has been issued so far?
More than Rs. 26.97 billion in loans have been given to over 25,000 families.
How can I apply for a loan online?
Visit acag punjab gov pk, register an account, and submit your application.
What details are needed for registration?
Full name, CNIC, father/husband’s CNIC, email, mobile number, network, address, and password.
Is there a second installment in the program?
Yes, the second installment has been released to 5,500 families for construction.
Do I need to upload a photo during the application?
Yes, a recent photo must be uploaded at the final step of the application.
Is this program only for urban areas?
It mainly targets urban areas, but eligibility includes not owning a plot in urban or rural zones.
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Conclusion
The Apni Chhat Apna Ghar Program is a golden opportunity for people who have long dreamed of owning their own home but were held back by financial limitations. With simple online registration, easy loan access, and a transparent process, the program is a true gift from the Punjab government to its people. If you meet the eligibility criteria, do not wait, visit acag punjab gov pk today and apply.