Apni Chhat Apna Ghar Scheme 2nd Phase
Apni Chhat Apna Ghar Scheme 2nd Phase has been launched for those who could not ensure their registration in the first phase of Apni Chhat Apna Ghar Scheme, then this is a golden opportunity for them to ensure their registration in Apni Chhat Apna Ghar Scheme 2nd Phase.
Through the Apni Chhat Apna Ghar Scheme, Chief Minister Punjab Maryam Nawaz Sharif will provide a loan of Rs 1.5 million to families of Punjab who do not have a house to live in to construct a house. This loan will be an interest-free loan that will be provided to these families in installments. Apart from this, those families can repay this loan by paying Rs 14,000 every month for 7 years.
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Maryam Nawaz Sharif says that all families of Punjab who do not already have a personal house and have 5 marlas of urban land or 10 marlas of rural land are eligible for this scheme. Further, you are being provided with complete information about the registration of the second phase of the Apni Chhat Apna Ghar Scheme, loan distribution, repayment schedule, and required documents that will help you in your registration so that you do not face any difficulty in getting a loan of Rs 1.5 million from the Punjab Government.
Loan Distribution and Repayment Schedule Under ACAG Scheme
Punjab Chief Minister Maryam Nawaz Sharif says that for those families of Punjab who have 5 marlas urban or 10 marlas rural land but do not have enough capital to build their house on this land, then the Punjab government has launched the Apni Chhat Apna Ghar Scheme for such people.
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Through this scheme, Punjab Chief Minister Maryam Nawaz Sharif will provide a loan of Rs 1.5 million to the families of Punjab, with which they will be able to start the construction of their houses. Maryam Nawaz Sharif says that this loan will be interest-free and the deserving families can repay this loan to the Punjab Government in easy installments of 7 years.
The payment schedule of the Apni Chhat Apna Ghar Scheme 2nd phase is very easy, which a middle-class citizen of the province of Punjab can easily pay. The Punjab government has said that the family of Punjab who will benefit from this scheme can complete the construction of their house by paying an amount of Rs 14,000 every month to the Punjab government for 7 years.
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Moreover, for the convenience of the family who will benefit, the Punjab government has also waived off other taxes that are levied on the construction of the house. It should be remembered that the Punjab government will provide this loan in the form of installments that you will be able to get from the Bank of Punjab. As you build your house, the Punjab government will continue to issue loans to you for the construction of the house.
Simple Registration Steps for Those Who Missed the 1st Phase of the ACAG Scheme
For those who were not able to register in the Apni Chhat Apna Ghar Scheme Phase One, the Punjab government has started the Apni Chhat Apna Ghar Scheme 2nd Phase so that maximum families of the province of Punjab can benefit from this scheme.
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You can ensure your registration in Apni Chhat Apna Ghar Scheme 2nd Phase by following the procedure given below:
- Visit the official website of the ACAG Scheme.
- Create your account with your CNIC, District, Tehsil, Division, City, Mobile Number, Gender, Email Address, and Password.
- Login to the account with CNIC and Password.
- Agree to the Terms and Conditions.
- Provide your general information correctly and comprehensively including your name, father’s name, your CNIC number, father’s CNIC number, Gender, Mobile Number, Email Address, etc.
- Upload your ownership documents along with a photo of the front and back side of your CNIC.
- Finally, enter your feedback and submit your application.
- Remember that the Punjab Government will provide a loan of Rs 15 lakh to families in Punjab province through balloting to construct a house.
Documents and Information Needed for the Registration Process
The documents and information required to apply for the Apni Chhat Apna Ghar Scheme 2nd Phase are given below:
- Your email address
- Your phone number
- Proof of your property
- Your and your father’s CNIC number
- A photocopy of your National Identity Card issued by the Government of Pakistan
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Frequently Ask Questions (FAQs)
What is the Apni Chhat Apna Ghar Scheme 2nd Phase?
The scheme provides interest-free loans of Rs 1.5 million to families in Punjab without a house to help them construct one.
Who is eligible for the scheme?
Families in Punjab with 5 marlas of urban land or 10 marlas of rural land who do not already own a house are eligible.
What is the repayment plan for the loan?
The loan can be repaid in easy monthly installments of Rs 14,000 over 7 years.
How will the loan be provided?
The loan will be disbursed in installments through the Bank of Punjab as the house construction progresses.
How can I register for the scheme?
You can register through the official ACAG portal by providing personal details, uploading the required documents, and submitting the application online.
What happens if my name is selected in the balloting?
If selected, you will receive the first installment of the Rs 1.5 million loan to start your house construction.
Are there any additional benefits under this scheme?
Yes, the Punjab government has waived taxes on house construction for families benefiting from the scheme.
What happens if I miss registering in the first phase?
You can now register for the Apni Chhat Apna Ghar Scheme 2nd Phase.
Conclusion
The Punjab government has launched the Apni Chhat Apna Ghar Scheme 2nd phase for those who could not register in the first phase of the Apni Chhat Apna Ghar Scheme. Punjab Chief Minister Maryam Nawaz Sharif says that through the Apni Chhat Apna Ghar Scheme, the Punjab government will provide a loan of Rs 1.5 million to deserving families of Punjab who have 5 marlas urban or 10 marlas rural land but do not have enough capital to build their house, which they can repay in easy installments of Rs 14,000 to the Punjab government every month for seven years.
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For registration, the Punjab government has provided the ACAG portal where you can ensure your registration by providing your information, your documents including your identity card, and property proof. It should be remembered that the Punjab government will provide a loan of Rs 1.5 million to families in the province of Punjab through balloting, so if your name comes in the draw, the Punjab government will provide you with the first installment of a loan of Rs 1.5 million.