Tue. Apr 15th, 2025
The Punjab Cabinet Has Approved the Budget for Apni Chhat Apna Ghar Scheme Model 3

Apni Chhat Apna Ghar Scheme Model 3

Chief Minister Punjab has decided in the provincial cabinet meeting that she is approving funds for the Apni Chhat Apna Ghar Scheme Model 3. This program aims to provide a house to every person in the province of Punjab who is already deprived of a personal house.

Maryam Nawaz Sharif has said that through this initiative, the homeless will be provided with housing facilities, which is a great blessing. Under this scheme, the Punjab government will provide an interest-free loan of Rs 1.5 million to homeless people, which the beneficiary family will be able to repay in monthly installments of Rs 14,000 for seven years.

This scheme is reserved for those who are permanent residents of the province of Punjab. For registration, the Punjab government has introduced the ACAG portal. To register on this portal, you will have to provide your Personal Information and Documents.

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If more than one lakh applications are received, the Punjab government will conduct a draw. Successful candidates will be provided with an interest-free loan of Rs 15 lakh in installments for the construction of a personal house.

Key Features of the Apni Chhat Apna Ghar Scheme Model 3

The Apni Chhat Apna Ghar Scheme Model 3 is a revolutionary step towards empowering the homeless in Punjab. Here are the key features of this initiative:

  • Interest-Free Loans: Beneficiaries will receive up to Rs 1.5 million to build their homes.
  • Easy Installments: The loan can be repaid over seven years with affordable monthly installments of Rs 14,000.
  • Inclusive Eligibility: This scheme caters to individuals who are permanent residents of Punjab and meet specific land ownership requirements.

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Complete Guide to Eligibility for Apni Chhat Apna Ghar Scheme Model 3

To ensure the benefits reach deserving individuals, the government has outlined strict eligibility criteria:

  1. Applicants must be permanent residents of Punjab.
  2. They should own 5 Marla urban or 10 Marla rural land.
  3. Applicants should not have previously availed of loans from any government or private institution.

Register Now for Apni Chhat Apna Ghar Scheme Model 3 in a Few Easy Steps

The Punjab Government has simplified the registration process by introducing the ACAG portal. Follow these steps to register for the Apni Chhat Apna Ghar Scheme Model 3:

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  1. Visit the ACAG Portal: Access the official website dedicated to the Apni Chhat Apna Ghar Scheme Model 3.
  2. Create an Account: Enter your CNIC, mobile number, email, and a secure password.
  3. Log In: Use your CNIC and password to access the portal.
  4. Provide General Information: Fill out details such as your name, father’s name, CNIC number, contact information, and upload a photograph.
  5. Upload Required Documents: Submit proof of property ownership and images of both sides of your CNIC.
  6. Submit Your Application: Complete the form and submit your application.

If more than 100,000 applications are received, the Punjab Government will conduct a transparent lottery to ensure fairness. Successful candidates will be eligible to receive interest-free loans for constructing their homes.

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Frequently Ask Questions (FAQs)

What is the Apni Chhat Apna Ghar Scheme Model 3?

It is a Punjab Government initiative providing interest-free loans to homeless residents to help them construct their own homes.

How much loan is offered under this scheme?

Beneficiaries can receive up to Rs 1.5 million as an interest-free loan.

What is the repayment plan for the loan?

The loan can be repaid in affordable monthly installments of Rs 14,000 over seven years.

How can I apply for the Apni Chhat Apna Ghar Scheme Model 3?

You can apply through the official ACAG portal by creating an account, providing general information, and uploading the required documents.

What documents are required for registration?

CNIC (front and back), Proof of property ownership, Personal details, and a photograph are required.

What happens if more than one lakh applications are received?

The Punjab Government will conduct a transparent lottery to select successful candidates.

Is this scheme only for urban residents?

No, both urban (5 Marla) and rural (10 Marla) landowners in Punjab are eligible.

What is the purpose of the Apni Chhat Apna Ghar Scheme Model 3?

The Apni Chhat Apna Ghar Scheme Model 3 aims to provide a housing facility for the homeless in Punjab, enabling them to have a secure and permanent shelter.

Where can I register for Apni Chhat Apna Ghar Scheme Model 3?

Registration is available online through the official ACAG portal.

Final Thoughts

The Apni Chhat Apna Ghar Scheme Model 3 is a significant initiative that aligns with the vision of a prosperous and equitable Punjab. By providing interest-free loans and facilitating easy registration, the government has made it easier for homeless residents to own a house.

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If you meet the eligibility criteria, don’t miss this opportunity to transform your life. Register now on the ACAG portal and take the first step towards owning your home. This initiative not only provides a roof over your head but also strengthens the foundation for a better future in Punjab.

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