Apni Chhat Apna Ghar Scheme
Great news from the Punjab government for those who did not register in Phase I of the Apni Chhat Apna Ghar Scheme. Chief Minister Punjab Maryam Nawaz Sharif has announced Phase II of the Apni Chhat Apna Ghar Scheme.
Those who could not complete their registration in Phase I of the 15 lakh loan scheme or whose application was rejected for some reason, can ensure their registration in Phase II of the Apni Chhat Apna Ghar Scheme. You are being told that the Apni Chhat Apna Ghar Scheme has been launched by Punjab Chief Minister Maryam Nawaz Sharif, in which Maryam Nawaz Sharif provides a loan of Rs 15 lakh to families of Punjab who do not have a house to live in, which is interest-free so that they can build their own house.
Maryam Nawaz Sharif has provided the first installment of a loan of Rs 15 lakh to many families through Phase I of the Apni Chhat Apna Ghar Scheme and those who have received the first installment have started the construction of their house. If you also want to start the construction of your house as soon as possible, then for this you have to hurry up and apply for the Apni Chhat Apna Ghar Scheme Phase II.
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Today in this article we are telling you how you can secure your registration in Phase II of the Apni Chhat Apna Ghar Scheme, what documents you have to provide to complete the registration process successfully, for whom the Apni Chhat Apna Ghar Scheme is for, and what are the mistakes that you can avoid and submit your application successfully, so read the article from beginning to end.
Eligibility Requirements to Secure Your Registration
Maryam Nawaz Sharif says that the Apni Chhat Apna Ghar Scheme is very close to my heart and I would like the Punjab government to provide a loan of Rs 15 lakh only to eligible people through this program. There should be no cheating or fraud in the provision of the loan and only eligible people should be provided with a loan of Rs 15 lakh so that they can complete the construction of their house.
The eligibility criteria that you have to fulfill to apply for the Apni Chhat Apna Ghar scheme are given below:
- You should be a permanent resident of the province of Punjab.
- You should not already have your house.
- You have never been involved in criminal activity.
- This scheme is only for married families, so you must be married.
- You must have a National Identity Card of the country of Pakistan.
- You should not have taken a loan from the government or any private institution.
- You should have five marla urban land in your name or ten marla rural land on which a house has not been built.
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List of Mandatory Documents for Registration
If you want to register successfully in the Apni Chhat Apna Ghar Scheme, then you must upload your correct, original, and legible documents. The documents required to apply for the Rs 15 lakh loan scheme are given below:
- Photo of the front side of your CNIC
- Photo of the back side of your CNIC
- Proof of your property registered in your name.
Easy Online Procedure to Get Registration in 15 Lakh Loan Scheme Phase II
To apply for the Rs 15 lakh loan scheme, the Punjab government has provided you with a portal where you can submit your application. Follow the easy steps given below to submit your application:
- Visit the official website of ACAG.
- Create your new account using your CNIC, password, address, email address, and phone number.
- Log in to your account using your CNIC and password.
- Provide all your information correctly in your general information, inform the Punjab government of your current address, and upload a picture of yourself.
- Upload pictures of your documents, the size of which should be less than 1 MB.
- Finally, enter your feedback if you want to give it and submit your application.
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Common Mistakes to Avoid During the Application Process
Some people make many mistakes during registration, due to which their application is rejected. In this article, you are being told which mistakes you should avoid during registration. If you avoid these mistakes, you can register in the Apni Chhat Apna Ghar scheme easily:
- Always provide your information correctly.
- Provide all your information comprehensively.
- Upload the original photo of your documents.
- Provide the pictures of your documents legibly.
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Frequently Ask Questions (FAQs)
What is the Apni Chhat Apna Ghar Scheme Phase II?
The Apni Chhat Apna Ghar Scheme Phase II led by Chief Minister Punjab Maryam Nawaz Sharif provides interest-free loans of Rs 15 lakh to eligible families in Punjab to help families without houses to build their own homes.
Who is eligible for the Apni Chhat Apna Ghar Scheme?
To qualify, applicants must be permanent residents of Punjab, married, possess a valid CNIC, and own land but no house. Additionally, applicants should not have any prior loans or criminal records.
What documents are required for registration?
Applicants need to provide front and back photos of their CNIC and proof of land registered in their name to complete the registration process.
How can I register for the scheme online?
To register, applicants must visit the official ACAG portal, create an account using their CNIC and personal details, log in, provide accurate information, upload the required documents, and submit their application.
What mistakes should I avoid during registration?
Common mistakes include providing incorrect or incomplete information and uploading unclear or fake documents. Avoiding these errors can ensure a successful application.
What happens after registration is completed?
After registration, the Punjab government conducts a balloting process. Families selected in the balloting receive the first installment of Rs 15 lakh to begin the construction of their homes.
What is the repayment plan for the loan?
The loan is repayable in easy monthly installments of Rs 14,500 over a period of seven years.
Can I apply if my Phase I application was rejected?
Yes, individuals who missed or were rejected in Phase I can apply again in Phase II to secure the loan.
What type of land qualifies for the scheme?
Eligible applicants must own five marlas of urban land or ten marlas of rural land without any existing house on it.
Summary
Apni Chhat Apna Ghar Scheme has been provided by Chief Minister Punjab Maryam Nawaz Sharif, with the help of which houses will be provided to all the people of Punjab. Through this scheme, Punjab Chief Minister Maryam Nawaz Sharif will provide a loan of Rs 15 lakh to the people of Punjab who do not have the assart to build a house, which they can repay in easy installments of Rs 14,500 every month for 7 years.
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For registration, you have to provide your personal information along with your CNIC and documentary proof, after which you will be registered in the Apni Chhat Apna Ghar scheme. After the registration process is completed, the Punjab government organizes the balloting. The lucky families whose names appear in the balloting results are provided the first installment of a loan of Rs 15 lakh by the Punjab government for the construction of their house.