Asaan Karobar Finance Scheme 2025
Punjab Chief Minister Maryam Nawaz Sharif has started online registration for the Asaan Karobar Finance Scheme 2025. Those who want to expand their small business or start a new business can know the complete procedure in today’s article on how they can get a loan of up to Rs 30 million from the Punjab government by registering themselves in the Asaan Karobar Finance Scheme 2025. So read the article completely and easily get a loan of Rs 30 million from the Punjab government.
Eligibility Criteria To Get 30M Loan Under Asaan Karobar Finance Scheme 2025
To qualify for the Punjab Asaan Karobar Finance Scheme 2025, applicants must meet the following requirements:
- The scheme is designed for both small and large businesses.
- For small businesses, monthly sales should be up to Rs 150 million.
- For large businesses, monthly sales should be between Rs 150 million and Rs 800 million.
- Applicants must be between 25 and 55 years old.
- A valid CNIC issued by the Government of Pakistan and an NTN (National Tax Number).
- The business must be located in Punjab.
- The applicant must be a permanent resident of Punjab.
- The applicant must have a clean financial history.
- The applicant must not have taken any loan from any government or private lending institution.
Maryam Nawaz Rashan Program 2025 – Send Your CNIC to 8070 and Get 10000 RKR – Registration Open
Asaan Karobar Finance Scheme 2025 Easy Application Process
The Government of Punjab has introduced an online registration portal, ‘akf punjab govt pk,’ where applicants can easily apply for a loan. Below are the step-by-step instructions to complete the registration process:
Step 1: Create an Account
- Visit the akf punjab gov pk portal.
- Enter your CNIC number, phone number, email address, and password.
- Click on ‘Create Account’ to proceed.
Step 2: Log in to Your Account
- Use your CNIC number and password to log in.
Step 3: Enter Your Information
- Provide personal details such as name, date of birth, and address.
- Enter business details, including business type, industry, and revenue.
- If you have partners, add their names and contact details.
Step 4: Upload Required Documents
- Front and back image of your CNIC.
- Recent bank statements.
- Any other required documents related to your business.
Step 5: Submit the Application
- After filling in all details and uploading documents, click on the ‘Submit’ button.
- Your application will be reviewed, and you will be informed about the next steps.
Loan Categories & Processing Fees
The Punjab Asaan Karobar Finance Scheme 2025 offers two loan categories:
1. Tier One (Rs 1 million to Rs 5 million)
- Type: Personal Guaranteed Loan
- Processing Fee: Rs 5,000 (non-refundable)
2. Tier Two (Rs 5 million to Rs 30 million)
- Type: Secured Loan
- Processing Fee: Rs 10,000 (non-refundable)
Punjab Ramzan 10000 Rashan Package 2025 – Complete Registration and Eligibility Check Guide
Loan Repayment & Grace Period of Asaan Karobar Finance Scheme 2025
The repayment plan is designed to be flexible and business-friendly:
- The loan must be repaid within 5 years.
- Grace period before repayment starts:
- 3 months for existing businesses.
- 6 months for new businesses.
Late Payment Charges
- If you fail to pay the installment on time, a late fee of Rs 1,000 per day will be charged.
- To avoid penalties, ensure that you pay your installments on time.
Honhar Scholarship 2nd Phase for Punjab Students – Complete Guidance about Registration Procedures
Frequently Ask Questions (FAQs)
What is the Asaan Karobar Finance Scheme 2025?
The Punjab government’s scheme provides loans up to Rs 30 million to help small and large businesses grow.
Who can apply for the loan?
Entrepreneurs aged 25-55 with a business in Punjab and a clean financial history can apply.
What is the loan amount offered under this scheme?
The loan ranges from Rs 1 million to Rs 30 million, divided into two tiers.
What are the eligibility criteria for small businesses?
Small businesses must have monthly sales of up to Rs 150 million to qualify.
How can I apply for the loan?
Visit the akf punjab gov pk portal, create an account, enter details, upload documents, and submit your application.
What documents are required for registration?
You need a valid CNIC, bank statements, and business-related documents.
What is the processing fee for the loan?
Rs 5,000 for Tier One loans and Rs 10,000 for Tier Two loans (non-refundable).
What is the repayment period for the loan?
The loan must be repaid within 5 years.
Is there any grace period before repayments start?
Yes, 3 months for existing businesses and 6 months for new businesses.
What happens if I do not pay my installment on time?
A late fee of Rs 1,000 per day will be charged for delayed payments.
Punjab Govt Ramadan Ration Program – Complete Guide to Getting Rs 10,000 For Ramzan Rashan
Summary
Punjab Asaan Karobar Finance Scheme 2025 is a great opportunity for entrepreneurs in Punjab to expand or start their businesses. With loans of up to Rs 30 million, a simple online application process, and flexible repayment plans, the scheme provides financial assistance to deserving business owners. If you meet the eligibility criteria, apply today and get a 30M loan from the Punjab government easily.