Khud Mukhtar Program
The Punjab government has started a Khud Mukhtar Program for those people belonging to the province of Punjab who do not have businesses and do not have enough capital to start their businesses. Through this program, families of Punjab who are registered under the Benazir Income Support Program (BISP) will be provided a loan of up to Rs 150,000 to be able to bear the burden of their family.
It should be remembered that the amount received through the Khud Muhkhtar Program is provided to you in the form of a loan, which you have to repay before the date specified by the Punjab government. Apart from this, the Punjab Government should ensure that you will use this money to start your business.
The eligibility criteria and features of the Khud Muhkhtar Program are given below. By reading these features, you can get an idea of how important the Khud Muhkhtar Program is for an unemployed person.
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Core Benefits of the Khud Mukhtar Program
Punjab Chief Minister Maryam Nawaz Sharif has told many benefits of the Khud Muhkhtar Program, out of which some features and benefits will be told to you. One of the biggest benefits you will get from registering in a Khud Muhkhtar Program is that you will have your setup and you will own that setup. You will have the freedom to choose your own business.
Apart from this, the Punjab government will also give you training on how you can handle your business and what qualities you must have to run a good business. This will be a complete training that will provide you with all the information you will need to run your business. If you want to register yourself in the Khud Muhkhtar Program provided by the government of Punjab, you need to ensure that you are registered in the Benazir Income Support Program (BISP) and you have completed your NSER survey.
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Punjab Khud Mukhtar Program Eligibility Guidelines
The government of Punjab will provide an amount of Rs 150,000 only to those who fulfill the criteria issued by the Government of Punjab through the Khud Muhkhtar Program. The government of Punjab will not provide a loan through the Khud Muhkhtar Program to any person who does not meet the criteria specified by the government of Punjab, so if you also want to get a loan of 150,000 rupees through a Khud Muhkhtar Program, you have to fulfill the criteria provided by the Government of Punjab.
Remember that you have to use this loan only to start your own business. The eligibility criteria for the Khud Muhkhtar Program are provided below:
- Your age should be between 18 to 35 years.
- You must be married and have at least one child under the age of five.
- You must have a National Identity Card number provided by the Government of Pakistan.
- You are benefiting from the Benazir Income Support Program (BISP).
- You have completed your NSER survey.
- Your mother’s income is so much that you cannot start your own business.
- Your poverty score should be less than 32%.
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Business Ideas Supported by Punjab Khud Mukhtar Program
The Punjab government has also told some businesses to deserving families that they can start these businesses. The government of Punjab says that these businesses can be started at low cost and maximum profit can be obtained from them.
If you start a business suggested by the Punjab government, you will get more benefits because these business ideas have been obtained from the senior businessmen of the Punjab government, so there is a higher chance of success in these businesses. The following are the suggested businesses under the Mukhtar Program:
- انڈسٹریل ہوم
- سبزی فروٹ کی دکان
- لوڈر رکشہ
- کار پینٹر
- الیکٹریشن اینڈ یو پی ایس سروس سینٹر
- چوڑیوں کی دکان
- ہیئر ڈریسر
- کپڑوں پر ٹھپے لگانے کا کام
- پلمبر
- کریانے کی دکان
- موبائل ریپیئر نگ شاپ
- مویشی پالنا
- سمو سے پکوڑے کی دکان
- چائے ڈھابہ
- اچار مربہ کا کام
- برتنوں پر نقاشی
- ویلڈنگ کی دکان
- موٹر سائیکل، کار مکینک
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Frequently Ask Questions (FAQs)
What is the Punjab Khud Mukhtar Program?
The Khud Mukhtar Program is provided by the Government by Punjab to provide loans of up to Rs 150,000 to families registered under the Benazir Income Support Program (BISP) to start their businesses.
Who is eligible for the Khud Mukhtar Program?
Individuals aged 18-35, married with at least one child under five, registered under BISP, completed the NSER survey, and have a poverty score below 32% are eligible.
What is the purpose of the loan under this program?
The loan is intended to help eligible individuals start their businesses to support their families financially.
What are some business ideas supported by the Punjab Khud Mukhtar Program?
Suggested business ideas include vegetable shops, welding shops, hair salons, mobile repair shops, small eateries, plumbing, livestock rearing, and more.
Is the loan from the Khud Mukhtar Program repayable?
Yes, the loan must be repaid within the time frame specified by the Punjab government.
Does the Khud Mukhtar Program offer any training?
Yes, the Punjab government provides business training to ensure participants can effectively manage and grow their businesses.
Final Thought
The Punjab Khud Mukhtar Program provides loans of up to Rs 150,000 to disadvantaged families in Punjab registered under the Benazir Income Support Program (BISP). Eligible beneficiaries must be aged between 18-35, married with at least one child under five, hold a National Identity Card, and have a poverty score below 32%.
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The program includes business training to help beneficiaries manage their businesses. Run businesses at low cost with high profit through business ideas such as vegetable shops, welding shops, hair salons, mobile repair shops, small eateries, plumbing, and livestock rearing.